Merrimack Wealth Management

How much life insurance might your family need?

A great future needs planning. Answer a few questions to estimate the coverage that could help protect the people who depend on you — this tool weighs what your household would require against what you've already set aside.

1

Replacing your income

The largest piece for most families — replacing the earnings your household relies on.

$
years
2

Debts & final expenses

Balances you'd want paid off so they don't pass to your family.

$
$
$
$
3

Education funding

If you'd like coverage to help fund your children's education.

kids
$
4

What you already have

Resources that reduce the new coverage you'd need.

$
$
Estimated additional coverage
$—

Adjust the figures to refine your estimate.

Total need Already have

Want a precise number?

A general estimate is a starting point — your full picture (taxes, Social Security, goals) deserves a closer look. Let's make it happen.

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Important disclosure. This calculator is provided for general educational and informational purposes only. It produces a simplified estimate based solely on the figures you enter and does not account for taxes, inflation, investment returns, Social Security or survivor benefits, or your complete financial circumstances. Merrimack Wealth Management, LLC is a member firm of The Fiduciary Alliance, LLC, which is a Securities and Exchange Commission registered investment adviser; registration does not imply any particular level of skill or training. Estimates are for illustrative purposes only and do not constitute financial, tax, or legal advice, nor a recommendation to buy, sell, or hold any insurance or investment product. Actual payments vary based on credit, lender terms, taxes, and insurance. Individual needs vary; you should not act on this estimate without consulting a qualified professional regarding your specific situation. Insurance products are offered through licensed third parties, and you are under no obligation to obtain any product through us. Figures and calculations are not guaranteed.  |  Merrimack Wealth Management — 461 Main St, Tewksbury MA  ·  (978) 851-4411