The primary motivation behind a Roth conversion is simple: an investor chooses to pay taxes on money today, so they don’t have to pay taxes on that money in the future.
A common topic that arises when we meet with clients is they want to know what their money is actually being invested in. You’ve worked hard to earn and save, so you deserve a clear answer to that question. Two of the most common building blocks of a typical investment portfolio are mutual funds and ETFs.
